INSURE YOUR FUTURE

Start saving on your insurance today.



Boat Insurance

YOUR BOAT IS IMPORTANT, MAKE SURE IT’S PROTECTED

UNDERSTANDING BOAT INSURANCE

Boats come with unique risks and responsibilities on the water. Because of this, boat insurance often provides different coverage compared to standard property or vehicle policies.

Boating exposes owners to hazards such as collisions, storms, fire, theft, and damage while docked or in transit. Repairs, liability claims, or salvage costs can become expensive very quickly without the right protection.

Without proper coverage, you could end up paying significant out-of-pocket costs for damage to your boat, injuries to passengers, or damage to other boats and property after an accident.

We understand how important your boat and time on the water are to you. That’s why we offer specialized boat insurance designed to protect boat owners, their vessels, and their financial security every time they set sail.

IS YOUR BOATING INSURANCE SEAWORTHY?

Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.

Let’s make sure your “financial boat” doesn't sink should you encounter rough waters.

DOES HOMEOWNERS INSURANCE COVER YOUR BOAT?

The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.

In other words, if you don't carry a boat insurance policy, you may be underinsured.

BOAT INSURANCE: WHAT'S COVERED

Typical coverages should include:

Personal liability
Boat
Motor
Trailer
Medical and physical damage perils

We also provide insurance for the following types of boats and personal watercraft:

Runabout
Mini Jet Boat
Sailboat
Pontoon
House Boat
Cabin Cruiser
Other Fishing Boat
Bass Boat

BOAT INSURANCE DISCOUNTS SPOKEN HERE

We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

Own your home
Have idle assisted steering installed
Insure multiple vessels
Bundle other kinds of insurance
Are the original owner
Pay your policy in full each year
Have a clean automobile driving record
Have a safety course certification

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.

How are we different?

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary

when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your boat.

Why Choose Us?

30K+

Policies Active

24/7

Support Available

18+

Years of Service

20+

Trusted Affiliated Carriers

Copyrights 2025, EnsuranceMax Agency LLC Privacy and Policy Terms