Coverage that grows with your business.
Commercial auto, general liability, workers' comp, and Business Owners Policies — priced for real DMV operations, from solo contractors to multi-location firms.
Trusted by over 50,000+clients across Maryland, Virginia, Washington D.C., Ohio, North Carolina & Pennsylvania
White Glove Service
We treat every client like family with care, respect, and integrity.
Fast & Easy Process
Quick quotes, simple steps, and dedicated support every step of the way.
Great Coverage, Great Price
We shop top carriers to find the right coverage at the best value.
One Team. One Vision. One Mission.
Protect your family from what you cannot plan for.
Term, whole & universal life — lock in your rate before your next birthday.
Explore life coverMembers save big
$0
saved per year, on average.
For DMV businesses that need real coverage, not boilerplate.
Whether you're a 1-person consultancy or a 50-employee shop, commercial insurance has to match how your business actually runs. We classify employees correctly, quote accurately, and renew without surprises.
- Solo consultants and freelancers in the DMV
- Contractors, trades, and field-service businesses
- Restaurants, retail, and brick-and-mortar shops
- Tech firms, agencies, and professional services
- Property managers and real estate businesses
Compare the four coverages
What each one does, in plain English.
Most businesses end up with more than one. Read what each covers and who it is usually for, then open the one that sounds like you. Not sure what you need?
General Liability
If someone is hurt, or their property is damaged, because of your business
Helps pay for claims when a customer, visitor or client says your business injured them or damaged their property, like a slip in your shop or a broken item at a client's home. Landlords and clients often ask for proof of it before you sign a lease or a contract.
Usually for: Most businesses that meet customers, work at job sites or rent a space.
Commercial Auto
For cars, vans and trucks you use for work
Covers vehicles your business owns or leases, and can extend to employees who drive their own cars for work errands. A personal auto policy often excludes business use, which can leave a gap after an accident on the job.
Usually for: Businesses that own, lease or regularly drive vehicles for work.
Workers' Compensation
If an employee is hurt or gets sick because of work
Helps pay an employee's medical bills and part of their lost wages after a work-related injury or illness. Most states require it once you have employees, and the rules differ from state to state.
Usually for: Businesses with employees, including part-time staff.
Business Owners Policy (BOP)
Liability and your business property, packaged together
Combines general liability with coverage for your space, equipment and inventory in one policy. Many also include help with lost income if a covered event forces you to close for a while.
Usually for: Small and mid-sized businesses with a location, equipment or stock to protect.
How we work with business owners
A licensed agent reviews every request
A licensed agent looks at how your business actually runs before recommending coverage or quoting a price, and nothing is bound without your approval.
More than one carrier
We compare options from several carriers, so you are not limited to one company's policy.
Local to the DMV
Our team is based in Rockville, Maryland and works with businesses across MD, VA, DC, OH, NC and PA.
Help after you buy
Need a certificate of insurance for a client or a landlord, or a change mid-term? Your advisor helps with that too.
EnsuranceMax LLC is a licensed insurance agency (NPN 14306621) authorized to operate in (MD), (VA), (DC), (OH), (NC), & (PA).
Not sure what you need?
Answer four quick questions.
We will point out which coverages are worth asking about. Or skip the questions and talk to a licensed advisor now.
Bundle auto + home,
one advisor for both.
Put both policies under one roof and unlock our biggest multi-policy discount — shopped across 20+ carriers.
Experience easy with EnsuranceMax for Business.
General liability, property, workers' comp and BOP — tailored cover and a dedicated advisor for your business.
Protect my businessBusiness-grade coverage, zero red tape.
One advisor, the whole market shopped on your behalf — with service that treats you like family.
Start Business QuoteThe difference is care.
Multi-carrier quote
We compare options from several national and specialty carriers, so you are not limited to one company's policy.
Proper class codes
Misclassified employees = surprise audit bills. We classify accurately the first time.
Certificates on demand
Need a certificate of insurance before a contract or a lease? Your advisor helps you request it.
Quarterly renewals
We re-shop on every renewal, especially before major payroll or revenue changes.
Coverage that grows with your business.
General liability, property, workers' comp and BOP — with a dedicated advisor.
Ready when you are.
Tell us about your business and a licensed advisor will follow up to review your options. Nothing is bound until you approve it.