General liability insurance is a contract between a business owner and an insurance company that provides financial protection against claims of bodily injury, property damage, and other common risks that may occur during business operations.

It typically covers incidents such as a customer slipping and falling on business premises, accidental damage to a client’s property, or injuries caused by a company’s products or services. In addition to covering medical expenses and property repair costs, general liability insurance often includes legal defense coverage, helping pay for attorney fees, court costs, and settlements if the business is sued. Some policies may also provide protection against claims related to advertising injury, such as libel, slander, or copyright infringement in marketing materials. General liability insurance is essential for businesses of all sizes, helping protect their financial stability and reputation from unexpected claims and legal liabilities that may arise during normal operations