EnsuranceMax
White-glove insurance, reimagined

Insurance made brilliantly simple.

Personalized service, smarter coverage, real peace of mind — shopped across the nation's top carriers by an advisor who knows your name.

Trusted by over 50,000+clients across Maryland, Virginia, Washington D.C., Ohio, North Carolina & Pennsylvania

White Glove Service

We treat every client like family with care, respect, and integrity.

Fast & Easy Process

Quick quotes, simple steps, and dedicated support every step of the way.

Great Coverage, Great Price

We shop top carriers to find the right coverage at the best value.

One Team. One Vision. One Mission.

★ 4.9/5 average rating•
50,000+ families protected•
$1,842 average saved per year•
20+ top-rated carriers shopped•
Licensed in MD · VA · DC · OH · NC · PA•
Claims answered in under 24h•
★ 4.9/5 average rating•
50,000+ families protected•
$1,842 average saved per year•
20+ top-rated carriers shopped•
Licensed in MD · VA · DC · OH · NC · PA•
Claims answered in under 24h•

Shopping the best, on your behalf

  • GEICO
  • State Farm
  • Erie Insurance
  • Progressive
  • Allstate
  • Travelers
  • Hiscox
  • National General Insurance
  • Stillwater
  • Lemonade
  • Donegal
  • Cumberland Mutual
  • AIC
  • Farmers of Salem
  • Liberty Mutual
  • Universal Property
  • Nationwide
  • Safeco Insurance
Before you fill in a form

Four questions in, a number out.

The Guesstimator gives you a range before you give us anything — no name, no email, no phone call.

Pick a product

Auto, home, or life. The questions change to match.

Answer a few

Value, mileage, claims in the last five. No jargon, nothing personal.

See your range

What our carriers would typically land on for someone in your situation.

Then a person

One click starts the real quote, shopped across 20+ carriers.

Get covered

Choose the option that works for you. Click the button to begin your Guesstimator experience.

See how EnsuranceMax helped customers find coverage

Estimate only. Figures are illustrative and are not a quote, an offer, or a binder of coverage. Your actual premium depends on underwriting. EnsuranceMax LLC is a licensed insurance agency (NPN 14306621) authorized to operate in (MD), (VA), (DC), (OH), (NC), & (PA).

Home & property

Your home deserves more than a one-size policy.

We build home, condo, flood and landlord coverage around what you actually own — shopped across 20+ carriers for the best value.

Limited-time offer

Bundle auto + home,
one advisor for both.

Put both policies under one roof and unlock our biggest multi-policy discount — shopped across 20+ carriers.

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Get the bundle
EnsuranceMax life advisors
Life Insurance

Protect your family from what you cannot plan for.

Term, whole & universal life — lock in your rate before your next birthday.

Explore life cover

Members save big

$0

saved per year, on average.

★ 4.9 / 5 rated50,000+ families< 24h claims
See your savings
For Business

Experience easy with EnsuranceMax for Business.

General liability, property, workers' comp and BOP — tailored cover and a dedicated advisor for your business.

Protect my business
An EnsuranceMax advisor
Coverage for every chapter

One trusted team, for the whole of life.

  • Auto & home bundles that actually save you money
  • Life & disability that protects your family's future
  • Business & commercial cover, tailored to you
Explore coverage
EnsuranceMax advisor
Your DMV team

A real advisor who knows your name.

No call-center roulette — you get a licensed advisor on file, the same person year after year.

EnsuranceMax advisor
Best coverage, best price

We shop 20+ carriers, you choose.

One advisor compares the nation's top-rated carriers on your behalf — you pick the best value.

EnsuranceMax advisor
Here for you always

Claims, changes, renewals — we've got you.

Real support whenever you need it — file a claim, update a policy, or just ask a question.

0K+

Families protected

$0

Avg. saved per year

0.0★

From 2,300+ reviews

<0h

Claims response time

“They found me better coverage for $1,900 less — and I actually talked to a human who cared.”

Maria & James T.

Arlington, VA · Auto + Home bundle

Life & family

Protect the moments that matter most.

Life, term and whole-life cover that keeps your family secure — lock in your rate before your next birthday.

Frequently Asked Questions

What does life insurance cover?
Life insurance provides a tax-free payout (death benefit) to your beneficiaries when you pass away. Beyond that, permanent policies like whole and universal life build cash value you can borrow against, while term life offers the cheapest pure protection for a set number of years. We help you choose the type that matches your timeline, budget, and goals.
What kind of life insurance does EnsuranceMax offer?
We shop multiple top-rated carriers across Term Life (10/20/30 years), Whole Life (lifelong with guaranteed cash value), Universal Life (flexible permanent), Long Term Care, Disability Insurance, and Final Expense plans. One advisor — many carriers — so you get coverage that actually fits.
Who is eligible to apply?
Most healthy U.S. residents aged 18–80 qualify for at least one type of policy. Premiums depend on age, health, smoking status, coverage amount, and term length. We can also help if you've been declined elsewhere — there are simplified-issue and guaranteed-issue options.
How long does the application take?
Initial intake takes about 5 minutes online or over the phone. Underwriting (the carrier's review) typically takes 1–3 weeks for fully underwritten policies, or instant approval for accelerated programs. Coverage starts the day the policy is issued.
Can I change my policy later?
Yes. Term policies can usually be converted to permanent without re-qualifying medically. Permanent policies (whole and universal) allow adjustments to coverage amount, premium, and beneficiaries. Your dedicated advisor reviews your policy annually to keep it aligned with your life.

Ready for insurance that finally feels easy?

Get a free, no-obligation quote in under two minutes. Real advisor, real savings, zero pressure.